Our medication needs become a major concern when we need to adhere to them on regular basis, and this commonly happens when we have chronic illnesses during our senior years. Due to regular adherence, we may experience out-of-budget scenarios simply for the medicines.
For this reason, the government has provided a helpful option for those who need regular medicines, and this is through Medicare. In our Pharmacy in Huntersville, North Carolina, we receive payments through Medicare, so this is something that you can really benefit from.
For starters, it is important to know that the medicine coverage from Medicare is only for those individuals who are a part of this insurance program. If you are not a part of it, visit your nearest Medicare office to process the enrolment. The reason why it’s wise to make early filing for eligibility on medicine coverage with Medicare earlier is because you might be required to pay for penalties when you join later.
A drug coverage with Medicare requires you or your patient to participate in a Medicare-approved plan. Depending on the plan that you’re participating, the cost and the medicines you’re getting can also vary. If you would like to further learn about this arrangement, our staff in our Retail Pharmacy in North Carolina can most likely guide you in getting basic information about Medicare’s drug coverage.
There are two ways for you to get a drug coverage. These include the following:
- Medicare Prescription Drug Plan
This is also considered as Plan D of Medicare’s drug coverage. Sometimes referred to as PDP, this plan serves as addition to your original Medicare, certain Medicare costs, and other Medicare private fees and savings accounts.
- Medicare Advantage Plan
This plan is also considered as Plan C of Medicare’s drug coverage. Working very much like an HMO or PPO, this plan enables you to receive medication assistance, so you can save costs on your medicine expenses. However, Medicare Advantage Plans that involve medicine coverage requires for you to also have the Medicare Plan A, which is hospital insurance, and Medicare Plan B, which is medical insurance.
Some more reminders:
If you are planning to enrol in Medicare’s drug coverage program, it’s important that you know how this works seamlessly with your other insurance providers, if ever you have. You need to know the proper steps to take in order to qualify for Medicare even when, for instance, you have medicine insurance from your workplace or from a private provider that you paying for.
When it comes to availing reliable medicines for your prescriptions, our Independent pharmacy can be of help to you. Let us know what are your prescription needs, and we will look this up for you. Just remember to inform our staff that you are also covered under Medicare or any private insurance. At Lakeside Pharmacy, we’re here to make your health goals more attainable.
If you would like to learn more about our services, contact us.